ABOUT US

REVERSE MORTGAGES ONLY, recently renamed from J. V. Senior Mortgage, was formed to focus exclusively on reverse mortgage products tailored to people 62 years and older. We are dedicated to helping you live the life you choose to live.

Our founders, Bryan Jacobs, (the “J” in JV) and Karen Vega (the “V” in JV) have worked together for more than 14 years in the forward mortgage business and realized that the needs of the growing population of retired people was not being met by traditional mortgage products. They decided to create a new business focused exclusively on financial options for retired people.

Bryan Jacobs is also a newspaper columnist for the Independent and Examiner newspapers. His articles

appear in the weekly real estate section and in the senior-focused “PrimeTime” sections (Tuesday and Saturday Real Estate section of the Independent and the weekend edition of the Examiner). He has a large following from local readers in the community.

Karen Vega is the Chief Executive Officer of REVERSE MORTGAGES ONLY. Karen brings more than 20 years mortgage experience to the business. Moreover, family experiences have cemented Karen's commitment to our community.

Judy Schwartz and John Edwards are also principals at REVERSE MORTGAGES ONLY. Both have a broad business background and bring real life experience about dealing with aging parents. In January 2006, Judy assumed article-writing responsibilities for the Senior Spotlight section of the Independent and Examiner. John is a well-know face in the community making frequent presentation to senior centers, civic organizations and the legal community.

REVERSE MORTGAGES ONLY, is your neighborhood Reverse Mortgage specialist.
Our office is located in downtown San Carlos and welcomes visitors to drop by for a cup of coffee and a chat about aging-in-place needs. We are a friend to the community – we are here to stay and belong to Chamber of Commerce and other civic organizations. We are members of the National Reverse Mortgage Lenders Association (NRMLA) and firmly commit to their code of conduct.

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