Principals

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REVERSE MORTGAGES ONLY differentiates itself from other providers by offering exceptional knowledge and service to our borrowers.

Our Knowledge
We know and understand your needs. Reverse Mortgages are all that we do. We can offer every product available in the marketplace and understand the nuances, benefits, and drawbacks of each.

Our Resources
We can connect you with our extensive network of trusted service providers – from estate attorneys to plumbers!

Our Commitment
We are dedicated to use our knowledge and resources to help seniors live the life they choose.


REVERSE MORTGAGES ONLY (a dba under J. V. Senior Mortgage, Inc.) was formed in 2004 to focus exclusively on Reverse Mortgage products. We realized that the needs of the growing population of retired people were not being met by traditional mortgage products.  We are dedicated to help you live the life you choose.

Our principals are Judy Schwartz and John Edwards.   Both have a broad business background and bring real life experience dealing with aging parent.