HEADLINE:   Resources, Resources, Resources

There is a current TV advertisement for a health insurance provider who has one actor saying they “concentrate strictly on seniors.”  While I cannot speak for the merits of that insurance company, I strongly agree with that business philosophy – “concentrate strictly on seniors.”

At Reverse Mortgages Only, my clients are first eligible only at age 62.  And many are in their late seventies and eighties.  That means I work closely with seniors and understand issues of aging.

Did you know 10,000 people per day are turning 64 in the US?  The crest of the tidal wave of baby boomers is moving forward into retirement years.  And no doubt about it – I’m biased that the BEST SERVICE from businesses are those that serve the senior market exclusively.  And there are resources, resources, resources that do just that.

One resource, The Eldercare Network, is comprised of locally owned businesses, each with highly skilled, trained and dedicated staff, providing services to older adults and their families.

The fifteen member companies includes service providers in home care and assisted living referrals, case management and counseling, in-home safety resources (like safety modifications, emergency response systems and even adaptive clothing), movement management and transportation, and medical house calls.

To learn more whether a member company can provide the resources you need, please call the network at (415) 820-1439 or visit them on their website at www.theeldercarenetwork.org.

Yep, I’m a member too.  And what captured my attention when I first learned about the group was the experience the business owners bring to the table.  Many owners, like myself, are retired from another profession.  We have several retired nurses and a professor in our group.   Many of us worked in the corporate world for years and wanted to serve the community in our last career.   We demand for ourselves and therefore provide to you -- outstanding service.

We have become experts in our subject matter and have an extensive network of resources.  If we cannot help you, we can probably recommend you to someone who can.

I am the expert in Reverse Mortgages. A Reverse Mortgage is a financial tool, available to homeowners 62 and older, that allows the homeowners to access a portion of the equity in their home.  With a Reverse Mortgage, no repayment of principal or interest is required of the borrowers while living in the home.  Instead, interest is added to the loan and paid when the home is no longer the primary residence.

I specialize in turning “gobbledygook” into “AHA – now THAT makes sense!”  I focus on education first (these articles are a start) and explain the variety of choices and details – then help you decide which loan, if any, might be best for your family situation.  If you would like more information how a Reverse Mortgage can be of benefit to you, please contact me at (650) 591-4430 for a free information packet.  For information about other services offered by members of The Eldercare Network, please call (415) 820-1439.